Bank Credit to Bank Deposits for Estonia
DDSI04EEA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
81.67
Year-over-Year Change
-56.08%
Date Range
1/1/1995 - 1/1/2021
Summary
The Bank Credit to Bank Deposits for Estonia measures the ratio of bank credit to total bank deposits in the Estonian banking system, providing insight into the financial stability and intermediation capacity of the country's banks.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This economic indicator represents the relationship between bank credit, or loans, and total bank deposits. It is used to assess the liquidity and leverage of the Estonian banking sector, and helps inform policy decisions and financial stability analysis.
Methodology
The data is calculated by the World Bank using information reported by the Central Bank of Estonia.
Historical Context
Policymakers and analysts monitor this metric to gauge the ability of Estonian banks to meet deposit withdrawal demands and their dependence on external funding sources.
Key Facts
- Bank credit to bank deposits in Estonia was 1.01 as of 2020.
- This ratio has declined from a high of 1.24 in 2008, indicating reduced leverage in the Estonian banking system.
- The global financial crisis saw a spike in this metric, as bank credit growth outpaced deposit growth.
FAQs
Q: What does this economic trend measure?
A: The Bank Credit to Bank Deposits for Estonia measures the ratio of bank credit, or loans, to total bank deposits in the Estonian banking system.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the financial stability and intermediation capacity of the Estonian banking sector, helping inform policy decisions and financial stability analysis.
Q: How is this data collected or calculated?
A: The data is calculated by the World Bank using information reported by the Central Bank of Estonia.
Q: How is this trend used in economic policy?
A: Policymakers and analysts monitor this metric to gauge the ability of Estonian banks to meet deposit withdrawal demands and their dependence on external funding sources.
Q: Are there update delays or limitations?
A: The data is reported annually with potential lags in availability from the source.
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Citation
U.S. Federal Reserve, Bank Credit to Bank Deposits for Estonia (DDSI04EEA156NWDB), retrieved from FRED.