Bank Credit to Bank Deposits for Canada

DDSI04CAA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

104.32

Year-over-Year Change

-2.89%

Date Range

1/1/1960 - 1/1/2008

Summary

The 'Bank Credit to Bank Deposits' trend measures the ratio of bank credit to bank deposits in Canada, providing insights into the lending and deposit-taking activities of the Canadian banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator reflects the relationship between bank credit and deposits, a key metric used to assess the liquidity and financial stability of the Canadian banking system. It is closely monitored by policymakers, analysts, and investors to understand the lending capacity and intermediation role of Canadian banks.

Methodology

The data is collected and calculated by the World Bank from official national sources.

Historical Context

This trend is used to evaluate the financial intermediation and credit allocation dynamics within the Canadian economy.

Key Facts

  • The ratio of bank credit to bank deposits in Canada has remained relatively stable over the past decade.
  • A higher bank credit to bank deposits ratio indicates greater lending capacity and financial intermediation in the economy.
  • The Canadian banking sector is known for its conservative lending practices and strong regulatory oversight.

FAQs

Q: What does this economic trend measure?

A: The 'Bank Credit to Bank Deposits' trend measures the ratio of bank credit (loans and investments) to bank deposits in Canada, providing insights into the lending and deposit-taking activities of the Canadian banking sector.

Q: Why is this trend relevant for users or analysts?

A: This indicator is closely monitored by policymakers, analysts, and investors as it reflects the financial intermediation and credit allocation dynamics within the Canadian economy, as well as the overall liquidity and stability of the Canadian banking system.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the World Bank from official national sources.

Q: How is this trend used in economic policy?

A: This trend is used by policymakers, central banks, and financial regulators to evaluate the lending capacity, credit growth, and financial intermediation within the Canadian economy, which informs policy decisions and financial stability assessments.

Q: Are there update delays or limitations?

A: The data is updated annually by the World Bank, with a typical delay of 6-12 months. While comprehensive, the annual frequency may limit the ability to analyze short-term fluctuations in the bank credit to bank deposits ratio.

Related Trends

Citation

U.S. Federal Reserve, Bank Credit to Bank Deposits for Canada (DDSI04CAA156NWDB), retrieved from FRED.