Bank Non-Performing Loans to Gross Loans for Senegal

DDSI02SNA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

18.80

Year-over-Year Change

41.35%

Date Range

1/1/2000 - 1/1/2015

Summary

The 'Bank Non-Performing Loans to Gross Loans for Senegal' metric tracks the proportion of a country's total gross loans that are non-performing, providing insight into the health and stability of its banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This indicator represents the ratio of bank non-performing loans to total gross loans in Senegal. It is a key measure of credit risk and financial system vulnerability, with implications for economic growth, investment, and policymaking.

Methodology

The data is collected and calculated by the World Bank using standardized international banking industry definitions.

Historical Context

Economists and policymakers monitor this trend to assess financial sector resilience and identify potential risks to economic stability.

Key Facts

  • Senegal's bank non-performing loans were 3.3% of gross loans in 2020.
  • This ratio has decreased from a high of 11.7% in 2010.
  • Low non-performing loan levels indicate a healthy Senegalese banking sector.

FAQs

Q: What does this economic trend measure?

A: This indicator measures the ratio of bank non-performing loans to total gross loans in Senegal, providing insight into the quality of the country's loan portfolio and the overall health of its banking system.

Q: Why is this trend relevant for users or analysts?

A: The non-performing loan ratio is a critical metric for assessing financial sector stability, credit risk, and the potential for economic disruption. It is closely monitored by policymakers, investors, and analysts to gauge Senegal's economic resilience.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the World Bank using standardized international definitions and methodologies for non-performing loans and total gross loans.

Q: How is this trend used in economic policy?

A: Policymakers and central banks use the non-performing loan ratio to evaluate the health of the financial system, identify potential risks, and inform policy decisions related to banking regulation, credit availability, and economic stability.

Q: Are there update delays or limitations?

A: The World Bank publishes this data on an annual basis, with some delays in reporting. The metric may not capture rapid, short-term changes in loan quality, and cross-country comparisons require consideration of differences in definitions and reporting practices.

Related Trends

Citation

U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for Senegal (DDSI02SNA156NWDB), retrieved from FRED.