Bank Non-Performing Loans to Gross Loans for Philippines

DDSI02PHA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3.53

Year-over-Year Change

-23.22%

Date Range

1/1/1998 - 1/1/2020

Summary

The Bank Non-Performing Loans to Gross Loans for Philippines trend measures the proportion of a country's total gross loans that are classified as non-performing. This metric is a key indicator of financial sector stability and credit risk.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic indicator represents the ratio of bank loans in the Philippines that are classified as non-performing, meaning the borrower has fallen behind on payments for an extended period. It provides insight into the overall health and resilience of the domestic banking system.

Methodology

The data is collected and reported by the World Bank based on financial reporting from Filipino banking institutions.

Historical Context

Policymakers and investors closely monitor this trend to assess credit conditions and financial vulnerabilities in the Philippines.

Key Facts

  • Non-performing loans are defined as loans in default for over 90 days.
  • High levels of non-performing loans can signal weaknesses in a country's financial system.
  • The Philippines has seen gradual improvement in this metric in recent years.

FAQs

Q: What does this economic trend measure?

A: This trend measures the proportion of total bank loans in the Philippines that are classified as non-performing, meaning the borrower has defaulted on payments for an extended period.

Q: Why is this trend relevant for users or analysts?

A: The non-performing loan ratio is a key indicator of financial sector stability and credit risk in the Philippines. It provides insight into the health and resilience of the domestic banking system.

Q: How is this data collected or calculated?

A: The data is collected and reported by the World Bank based on financial reporting from banking institutions in the Philippines.

Q: How is this trend used in economic policy?

A: Policymakers and investors closely monitor the non-performing loan ratio to assess credit conditions and vulnerabilities in the Philippine financial system.

Q: Are there update delays or limitations?

A: The data is published annually with a delay, so the most recent figures may not reflect the current situation.

Related Trends

Citation

U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for Philippines (DDSI02PHA156NWDB), retrieved from FRED.