Bank Non-Performing Loans to Gross Loans for Luxembourg
DDSI02LUA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.03
Year-over-Year Change
71.34%
Date Range
1/1/1998 - 1/1/2020
Summary
This economic trend measures the ratio of non-performing loans to total gross loans for banks in Luxembourg. It is an important indicator of financial stability and credit quality in the banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank non-performing loans to gross loans ratio tracks the percentage of a country's total bank loans that are non-performing, meaning the borrower has fallen behind on repayments. This metric provides insight into the health and resilience of the banking system.
Methodology
The data is collected and calculated by the World Bank using standardized definitions and reporting from national central banks.
Historical Context
Policymakers and analysts monitor this trend to assess financial system risks and the need for regulatory interventions.
Key Facts
- Luxembourg's non-performing loan ratio was 1.4% in 2020.
- This trend has remained below 2% since 2010, indicating a stable banking sector.
- The ratio is lower than the Eurozone average, reflecting Luxembourg's strong financial regulations.
FAQs
Q: What does this economic trend measure?
A: This trend measures the ratio of non-performing loans to total gross loans for the banking sector in Luxembourg. It reflects the credit quality and financial health of the country's banks.
Q: Why is this trend relevant for users or analysts?
A: The non-performing loan ratio is a key indicator of banking system stability and credit risk. It helps policymakers and market participants assess the resilience of the financial sector.
Q: How is this data collected or calculated?
A: The data is collected and reported by the World Bank using standardized definitions and reporting from Luxembourg's central bank.
Q: How is this trend used in economic policy?
A: Policymakers and regulators monitor this metric to identify potential risks to financial stability and determine the need for interventions to strengthen the banking system.
Q: Are there update delays or limitations?
A: The data is published annually with a lag of approximately one year. There may be minor differences in reporting across countries due to varied national accounting standards.
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Citation
U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for Luxembourg (DDSI02LUA156NWDB), retrieved from FRED.