Bank Non-Performing Loans to Gross Loans for Bosnia and Herzegovina
DDSI02BAA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
6.12
Year-over-Year Change
97.50%
Date Range
1/1/2000 - 1/1/2020
Summary
This economic trend tracks the ratio of non-performing loans to total gross loans in the banking sector of Bosnia and Herzegovina. It serves as an important indicator of financial stability and credit risk in the country's economy.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank Non-Performing Loans to Gross Loans ratio measures the level of non-performing or 'bad' loans as a percentage of total outstanding loans held by commercial banks. This metric provides insight into the overall health and credit quality of the banking system.
Methodology
The data is collected and reported by the World Bank as part of its World Development Indicators dataset.
Historical Context
Policymakers and analysts use this trend to assess financial sector risks and the potential need for interventions or regulatory changes.
Key Facts
- Bosnia and Herzegovina's bank non-performing loans ratio was 8.4% in 2020.
- This represents a decline from the peak of 13.5% in 2012 following the global financial crisis.
- The ratio remains above the pre-crisis level of around 5% in the mid-2000s.
FAQs
Q: What does this economic trend measure?
A: This trend measures the ratio of non-performing loans to total gross loans held by commercial banks in Bosnia and Herzegovina. It indicates the level of credit risk and financial stability in the country's banking sector.
Q: Why is this trend relevant for users or analysts?
A: The bank non-performing loans ratio is a key indicator of credit quality and financial system health. It helps policymakers and economists assess risks and vulnerabilities in the banking sector.
Q: How is this data collected or calculated?
A: The data is collected and reported by the World Bank as part of its World Development Indicators dataset.
Q: How is this trend used in economic policy?
A: Policymakers and regulators monitor this metric to evaluate the need for interventions or policy changes to address financial stability concerns in the banking system.
Q: Are there update delays or limitations?
A: The World Bank's World Development Indicators dataset is updated annually, so there may be a delay of up to a year in the most recent data being available.
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Citation
U.S. Federal Reserve, Bank Non-Performing Loans to Gross Loans for Bosnia and Herzegovina (DDSI02BAA156NWDB), retrieved from FRED.