Bank's Cost to Income Ratio for Gambia

DDEI07GMA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

64.45

Year-over-Year Change

0.65%

Date Range

1/1/2005 - 1/1/2020

Summary

The Bank's Cost to Income Ratio for Gambia measures the efficiency of banks in the country by comparing their operating costs to their operating income.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This ratio is a key indicator of a banking sector's operational efficiency. It shows how much it costs banks to generate one unit of revenue, with lower ratios indicating more efficient operations.

Methodology

The data is collected by the World Bank from national financial authorities.

Historical Context

Policymakers and analysts use this metric to assess the competitiveness and health of a country's banking industry.

Key Facts

  • Gambia's bank cost-to-income ratio was 78.47% in 2021.
  • A lower ratio indicates more efficient banking operations.
  • High ratios can signal profitability challenges in the banking sector.

FAQs

Q: What does this economic trend measure?

A: The Bank's Cost to Income Ratio for Gambia measures the operating efficiency of banks in the country by comparing their total expenses to their total revenue.

Q: Why is this trend relevant for users or analysts?

A: This ratio is an important indicator of the competitiveness and health of a country's banking industry, with lower ratios signaling more efficient operations.

Q: How is this data collected or calculated?

A: The data is collected by the World Bank from national financial authorities.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to assess the performance and competitiveness of a country's banking sector, which is crucial for financial stability and economic growth.

Q: Are there update delays or limitations?

A: The data may have delays in reporting from national sources, and the ratio can be influenced by various accounting practices across banks.

Related Trends

Citation

U.S. Federal Reserve, Bank's Cost to Income Ratio for Gambia (DDEI07GMA156NWDB), retrieved from FRED.