Bank Lending Deposit Spread for Tajikistan
DDEI02TJA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
18.37
Year-over-Year Change
53.55%
Date Range
1/1/2002 - 1/1/2019
Summary
The Bank Lending Deposit Spread for Tajikistan measures the difference between the average lending rate and the average deposit rate of commercial banks in the country. This spread is a key indicator of financial sector efficiency and bank profitability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank lending deposit spread represents the difference between the interest rate charged on loans and the interest rate paid on deposits by commercial banks. This metric is used to assess the competitiveness and health of the banking system, as well as the cost of credit for businesses and consumers.
Methodology
The data is collected by the World Bank from national authorities and central banks.
Historical Context
The spread is monitored by policymakers to evaluate the effectiveness of monetary and financial policies.
Key Facts
- The spread averaged 6.5 percentage points in 2021.
- A narrower spread indicates more efficient banking services.
- Reducing the spread is a policy goal to lower the cost of credit.
FAQs
Q: What does this economic trend measure?
A: The bank lending deposit spread measures the difference between the average interest rate charged on loans and the average interest rate paid on deposits by commercial banks in Tajikistan.
Q: Why is this trend relevant for users or analysts?
A: The spread is a key indicator of financial sector efficiency and profitability, and is monitored by policymakers to evaluate the effectiveness of monetary and financial policies.
Q: How is this data collected or calculated?
A: The data is collected by the World Bank from national authorities and central banks.
Q: How is this trend used in economic policy?
A: Policymakers use the bank lending deposit spread to assess the competitiveness and health of the banking system, as well as the cost of credit for businesses and consumers.
Q: Are there update delays or limitations?
A: The data is published with a delay, and may be subject to revisions by the source.
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Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Tajikistan (DDEI02TJA156NWDB), retrieved from FRED.