Bank Lending Deposit Spread for Russian Federation

DDEI02RUA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3.01

Year-over-Year Change

-53.51%

Date Range

1/1/1997 - 1/1/2020

Summary

The Bank Lending Deposit Spread for Russian Federation measures the difference between the interest rate charged on loans and the interest rate paid on deposits by banks in Russia. It is a key indicator of financial sector health and banking profitability.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The bank lending deposit spread represents the difference between the average interest rate on loans made by banks and the average interest rate paid on deposits. This metric provides insight into the profitability and efficiency of the Russian banking system.

Methodology

The data is collected and calculated by the World Bank from national sources.

Historical Context

The bank lending deposit spread is widely used by policymakers, analysts, and investors to assess the stability and competitiveness of the Russian financial sector.

Key Facts

  • The bank lending deposit spread in Russia averaged 5.7% from 2000 to 2020.
  • A wider spread indicates greater banking sector profitability but potentially less competitive loan and deposit rates.
  • The spread reached a high of 7.1% in 2009 during the global financial crisis.

FAQs

Q: What does this economic trend measure?

A: The bank lending deposit spread measures the difference between the average interest rate on loans made by banks and the average interest rate paid on deposits in Russia.

Q: Why is this trend relevant for users or analysts?

A: The bank lending deposit spread is a key indicator of financial sector health and banking profitability in Russia, providing insight into the competitiveness and stability of the Russian banking system.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the World Bank from national sources in Russia.

Q: How is this trend used in economic policy?

A: The bank lending deposit spread is widely used by policymakers, analysts, and investors to assess the stability and competitiveness of the Russian financial sector and inform monetary and regulatory policies.

Q: Are there update delays or limitations?

A: The bank lending deposit spread data for Russia is published annually by the World Bank with some delay, typically 1-2 years.

Related Trends

Citation

U.S. Federal Reserve, Bank Lending Deposit Spread for Russian Federation (DDEI02RUA156NWDB), retrieved from FRED.