Bank Lending Deposit Spread for Nicaragua
DDEI02NIA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
9.03
Year-over-Year Change
36.89%
Date Range
1/1/1991 - 1/1/2020
Summary
The Bank Lending Deposit Spread for Nicaragua measures the difference between the lending and deposit interest rates in the Nicaraguan banking system. This metric provides insight into the profitability and efficiency of the country's financial sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank lending deposit spread is a key indicator of financial intermediation costs. It represents the difference between the rate charged by banks on loans and the rate paid on deposits. This spread reflects the operational costs, risk premiums, and profit margins of the banking industry.
Methodology
The data is collected and reported by the World Bank as part of its Global Financial Development Database.
Historical Context
Policymakers and analysts use this metric to evaluate the competitiveness and health of the Nicaraguan banking system.
Key Facts
- The spread averaged 6.31 percentage points in 2020.
- The spread has declined from a high of 12.02 percentage points in 2010.
- A narrower spread indicates greater efficiency in the banking sector.
FAQs
Q: What does this economic trend measure?
A: The Bank Lending Deposit Spread for Nicaragua measures the difference between the interest rate charged by banks on loans and the rate paid on deposits.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the profitability and competitiveness of the Nicaraguan banking system, which is important for evaluating financial sector development and economic growth.
Q: How is this data collected or calculated?
A: The data is collected and reported by the World Bank as part of its Global Financial Development Database.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this metric to assess the efficiency and health of the Nicaraguan banking sector, which can inform decisions on financial regulations and development policies.
Q: Are there update delays or limitations?
A: The data is published annually with a lag, so the most recent year may not be immediately available.
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Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Nicaragua (DDEI02NIA156NWDB), retrieved from FRED.