Bank Lending Deposit Spread for Mauritania

DDEI02MRA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

11.33

Year-over-Year Change

-24.88%

Date Range

1/1/1980 - 1/1/2017

Summary

The Bank Lending Deposit Spread for Mauritania measures the difference between the interest rate charged on loans and the interest rate paid on deposits by commercial banks in Mauritania. This spread is a key indicator of the efficiency and competitiveness of the Mauritanian banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Bank Lending Deposit Spread represents the difference between the average interest rate on loans and the average interest rate on deposits held by commercial banks in Mauritania. It is used by economists and policymakers to assess the profitability, competitiveness, and intermediation efficiency of the Mauritanian banking system.

Methodology

The data is collected by the World Bank from official sources in Mauritania.

Historical Context

The bank lending deposit spread is relevant for understanding monetary policy, financial market conditions, and credit access in Mauritania.

Key Facts

  • The spread averages around 7-8 percentage points in Mauritania.
  • A wider spread indicates less competitive banking sector.
  • Spread has declined from over 10% in early 2000s.

FAQs

Q: What does this economic trend measure?

A: The Bank Lending Deposit Spread measures the difference between the interest rate charged on loans and the interest rate paid on deposits by commercial banks in Mauritania.

Q: Why is this trend relevant for users or analysts?

A: The bank lending deposit spread is a key indicator of the efficiency and competitiveness of the Mauritanian banking sector, which is relevant for understanding monetary policy, financial market conditions, and credit access.

Q: How is this data collected or calculated?

A: The data is collected by the World Bank from official sources in Mauritania.

Q: How is this trend used in economic policy?

A: The bank lending deposit spread is used by economists and policymakers to assess the profitability, competitiveness, and intermediation efficiency of the Mauritanian banking system.

Q: Are there update delays or limitations?

A: The data may have lags or limitations due to availability from official sources in Mauritania.

Related Trends

Citation

U.S. Federal Reserve, Bank Lending Deposit Spread for Mauritania (DDEI02MRA156NWDB), retrieved from FRED.