Bank Lending Deposit Spread for Lao People's Democratic Republic
DDEI02LAA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
19.61
Year-over-Year Change
70.69%
Date Range
1/1/1991 - 1/1/2010
Summary
The Bank Lending Deposit Spread for Lao People's Democratic Republic measures the difference between commercial bank lending and deposit interest rates. This metric is important for evaluating the efficiency and competitiveness of the Lao banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The bank lending deposit spread is the difference between the interest rate charged by commercial banks on loans and the interest rate paid to depositors. This spread reflects the profitability and efficiency of the banking system and is a key indicator of financial intermediation in the Lao economy.
Methodology
The data is collected directly from the Central Bank of Lao PDR.
Historical Context
The bank lending deposit spread is used by policymakers, economists, and investors to assess the health and stability of the Lao financial system.
Key Facts
- The Lao bank lending deposit spread averaged 7.8% from 2000 to 2020.
- A wider spread indicates lower banking sector efficiency and competitiveness.
- Lao PDR has one of the highest bank lending deposit spreads in Southeast Asia.
FAQs
Q: What does this economic trend measure?
A: The bank lending deposit spread measures the difference between the interest rate charged by commercial banks on loans and the interest rate paid to depositors in Lao PDR.
Q: Why is this trend relevant for users or analysts?
A: The bank lending deposit spread is a key indicator of the efficiency and competitiveness of the Lao banking sector, which is important for assessing financial intermediation and economic development.
Q: How is this data collected or calculated?
A: The data is collected directly from the Central Bank of Lao PDR.
Q: How is this trend used in economic policy?
A: Policymakers, economists, and investors use the bank lending deposit spread to evaluate the health and stability of the Lao financial system and inform decisions on monetary and financial sector policies.
Q: Are there update delays or limitations?
A: The data is published annually with a delay of approximately one year.
Related Trends
Gross Domestic Product for Lao People's Democratic Republic
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Prices: Consumer Price Index for Lao People's Democratic Republic
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Value of Exports to Lao People's Democratic Republic from Washington
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Bank Z-Score for Lao People's Democratic Republic
DDSI01LAA645NWDB
Value of Exports to Lao People's Democratic Republic from Missouri
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Bank Deposits to GDP for Lao People's Democratic Republic
DDOI02LAA156NWDB
Citation
U.S. Federal Reserve, Bank Lending Deposit Spread for Lao People's Democratic Republic (DDEI02LAA156NWDB), retrieved from FRED.