Bank's Net Interest Margin for Swaziland

DDEI01SZA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

7.96

Year-over-Year Change

15.42%

Date Range

1/1/2000 - 1/1/2019

Summary

The Bank's Net Interest Margin for Swaziland measures the difference between the interest income and interest expense of commercial banks, expressed as a percentage of their total assets. This metric is a key indicator of banking sector profitability.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Bank's Net Interest Margin represents the spread between the average interest rate earned on a bank's assets (such as loans) and the average interest rate paid on its liabilities (such as deposits). It is a widely-used statistic for evaluating the financial health and performance of the banking industry.

Methodology

This data is collected through surveys of commercial banks in Swaziland.

Historical Context

The net interest margin is closely watched by policymakers, investors, and financial analysts to assess the stability and competitiveness of the Swazi banking sector.

Key Facts

  • The net interest margin in Swaziland averaged 5.51% from 2006 to 2020.
  • A higher net interest margin generally indicates greater profitability for banks.
  • Swaziland's net interest margin has declined in recent years, reflecting increased competition in the banking sector.

FAQs

Q: What does this economic trend measure?

A: The Bank's Net Interest Margin for Swaziland measures the difference between the interest income and interest expense of commercial banks, expressed as a percentage of their total assets.

Q: Why is this trend relevant for users or analysts?

A: The net interest margin is a key indicator of banking sector profitability and financial health, closely watched by policymakers, investors, and financial analysts.

Q: How is this data collected or calculated?

A: This data is collected through surveys of commercial banks in Swaziland.

Q: How is this trend used in economic policy?

A: The net interest margin is used by policymakers to assess the stability and competitiveness of the Swazi banking sector.

Q: Are there update delays or limitations?

A: The data is subject to the reporting schedules and data collection methods of the commercial banks in Swaziland.

Related Trends

Citation

U.S. Federal Reserve, Bank's Net Interest Margin for Swaziland (DDEI01SZA156NWDB), retrieved from FRED.