Bank's Net Interest Margin for Ecuador
DDEI01ECA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
6.05
Year-over-Year Change
10.85%
Date Range
1/1/2001 - 1/1/2021
Summary
The Bank's Net Interest Margin for Ecuador measures the difference between the interest income and interest expense of banks in Ecuador, expressed as a percentage of their total assets. This metric is a key indicator of the profitability and efficiency of the Ecuadorian banking sector.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The Bank's Net Interest Margin is a widely used financial ratio that reflects the spread between the interest rates charged on loans and the interest rates paid on deposits by banks. It provides insight into the overall health and competitiveness of the banking industry in a given country.
Methodology
The data is collected by the World Bank through surveys of financial institutions and regulatory agencies.
Historical Context
Policymakers and analysts use this metric to assess the stability and performance of the Ecuadorian financial system.
Key Facts
- The Bank's Net Interest Margin in Ecuador averaged 5.72% from 2001 to 2020.
- Ecuador's Bank's Net Interest Margin is higher than the Latin American and Caribbean regional average.
- The margin has shown a declining trend in Ecuador over the past decade.
FAQs
Q: What does this economic trend measure?
A: The Bank's Net Interest Margin for Ecuador measures the difference between the interest income and interest expense of banks in the country, expressed as a percentage of their total assets.
Q: Why is this trend relevant for users or analysts?
A: This metric provides insight into the profitability and efficiency of the Ecuadorian banking sector, which is crucial for assessing the stability and performance of the country's financial system.
Q: How is this data collected or calculated?
A: The data is collected by the World Bank through surveys of financial institutions and regulatory agencies.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use the Bank's Net Interest Margin for Ecuador to evaluate the competitiveness and overall health of the country's banking industry, which informs policy decisions.
Q: Are there update delays or limitations?
A: The data is published annually by the World Bank, and there may be some delays in reporting.
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Citation
U.S. Federal Reserve, Bank's Net Interest Margin for Ecuador (DDEI01ECA156NWDB), retrieved from FRED.