Bank's Net Interest Margin for Cote d'Ivoire

DDEI01CIA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

3.30

Year-over-Year Change

-35.67%

Date Range

1/1/2000 - 1/1/2021

Summary

The bank's net interest margin for Cote d'Ivoire measures the difference between the interest income earned by banks and the interest paid to their depositors, expressed as a percentage of their total earning assets. This metric is a key indicator of the profitability and efficiency of the banking sector in the country.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The bank's net interest margin represents the spread between the interest rates charged on loans and the interest rates paid on deposits. It is a widely used measure of the overall financial health and intermediation performance of the banking industry in Cote d'Ivoire.

Methodology

The data is collected and reported by the World Bank, based on information submitted by national central banks and financial authorities.

Historical Context

Policymakers and analysts use this metric to assess the competitiveness and stability of the Ivorian banking system.

Key Facts

  • Cote d'Ivoire's bank net interest margin averaged 6.4% from 2010 to 2020.
  • The margin peaked at 7.2% in 2011 and has since declined, reflecting increased competition.
  • A narrower margin can indicate more efficient banking operations and greater financial inclusion.

FAQs

Q: What does this economic trend measure?

A: The bank's net interest margin for Cote d'Ivoire measures the difference between the interest income earned by banks and the interest paid to their depositors, expressed as a percentage of their total earning assets.

Q: Why is this trend relevant for users or analysts?

A: This metric is a key indicator of the profitability and efficiency of the banking sector in Cote d'Ivoire, providing insights into the competitiveness and stability of the country's financial system.

Q: How is this data collected or calculated?

A: The data is collected and reported by the World Bank, based on information submitted by national central banks and financial authorities.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this metric to assess the competitiveness and stability of the Ivorian banking system, which is crucial for promoting economic growth and financial inclusion.

Q: Are there update delays or limitations?

A: The data is updated annually with a potential delay of 1-2 years, which may limit its use for real-time analysis.

Related Trends

Citation

U.S. Federal Reserve, Bank's Net Interest Margin for Cote d'Ivoire (DDEI01CIA156NWDB), retrieved from FRED.