Bank's Net Interest Margin for Austria

DDEI01ATA156NWDB • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1.10

Year-over-Year Change

-33.85%

Date Range

1/1/2000 - 1/1/2021

Summary

The Bank's Net Interest Margin for Austria measures the difference between the interest income and interest expenses of banks in Austria, providing insight into the profitability of the banking sector.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The bank's net interest margin is a key metric used to assess the financial health and performance of the banking industry. It reflects the ability of banks to generate income from their lending activities relative to their funding costs, which is crucial for their overall profitability.

Methodology

The data is collected and reported by the World Bank as part of its Global Financial Development Database.

Historical Context

Policymakers and financial analysts closely monitor this trend to gauge the stability and competitiveness of the Austrian banking system.

Key Facts

  • The bank's net interest margin in Austria averaged 1.72% from 2000 to 2020.
  • Austrian banks experienced a decline in net interest margins during the 2008-2009 financial crisis.
  • Net interest margins have remained relatively stable in Austria compared to other European countries.

FAQs

Q: What does this economic trend measure?

A: The Bank's Net Interest Margin for Austria measures the difference between the interest income and interest expenses of banks in Austria, providing insight into the profitability of the banking sector.

Q: Why is this trend relevant for users or analysts?

A: The bank's net interest margin is a crucial metric for assessing the financial health and performance of the banking industry, as it reflects the ability of banks to generate income from their lending activities relative to their funding costs.

Q: How is this data collected or calculated?

A: The data is collected and reported by the World Bank as part of its Global Financial Development Database.

Q: How is this trend used in economic policy?

A: Policymakers and financial analysts closely monitor this trend to gauge the stability and competitiveness of the Austrian banking system, which is important for the overall health of the economy.

Q: Are there update delays or limitations?

A: The data is published by the World Bank on an annual basis, and there may be some delays in the most recent data due to the time required for collection and reporting.

Related Trends

Citation

U.S. Federal Reserve, Bank's Net Interest Margin for Austria (DDEI01ATA156NWDB), retrieved from FRED.