37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: 3rd Most Important
CTQ37B23MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Measures financial institutions' willingness to take on risk in corporate lending. Provides critical insight into credit market sentiment and risk appetite.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks institutional risk tolerance for nonfinancial corporate lending. Indicates broader economic confidence and credit market conditions.
Methodology
Collected through quarterly survey of financial institution risk managers.
Historical Context
Used by economists to assess credit market dynamics and institutional behavior.
Key Facts
- Reflects institutional risk tolerance
- Indicates credit market confidence
- Quarterly measurement of lending sentiment
FAQs
Q: What does increased risk willingness mean?
A: Indicates financial institutions are more comfortable lending to corporations. Suggests positive economic outlook.
Q: How do risk attitudes impact lending?
A: Higher risk tolerance can lead to easier credit access and potentially lower borrowing costs.
Q: Why track institutional risk appetite?
A: Provides early signals of economic confidence and potential credit market changes.
Q: Can risk willingness change quickly?
A: Yes, it can shift based on economic conditions, market volatility, and institutional strategies.
Q: How frequently is this data updated?
A: Typically updated quarterly through comprehensive financial institution surveys.
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Related Trends
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6) To the Extent That the Price or Nonprice Terms Applied to Hedge Funds Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 4 and 5), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: First in Importance
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35) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Nonfinancial Corporations as Reflected Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Eased Considerably
CTQ35ECNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 5. Increased Availability of Balance Sheet or Capital at Your Institution. | Answer Type: 2nd Most Important
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52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads Over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
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Citation
U.S. Federal Reserve, Risk Willingness Survey (CTQ37B23MINR), retrieved from FRED.