37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
CTQ37A73MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
-100.00%
Date Range
1/1/2012 - 4/1/2025
Summary
Measures banks' perception of reduced competition in lending markets. Indicates potential shifts in institutional lending strategies.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks changes in competitive dynamics among financial institutions for nonfinancial corporate lending. Reflects market concentration trends.
Methodology
Surveyed from senior loan officers reporting market competition levels.
Historical Context
Used to understand evolving lending market structures and institutional behaviors.
Key Facts
- Reflects institutional lending market dynamics
- Part of quarterly Federal Reserve survey
- Indicates potential market concentration changes
FAQs
Q: What does less aggressive competition mean?
A: Fewer banks competing for corporate lending, potentially increasing borrowing costs.
Q: How often is this data collected?
A: Quarterly survey of senior loan officers by the Federal Reserve.
Q: Why track lending competition?
A: Helps understand credit market health and potential economic constraints.
Q: What impacts lending competition?
A: Economic conditions, regulatory environment, and institutional risk assessments.
Q: How might reduced competition affect businesses?
A: Could lead to higher borrowing costs and more restrictive lending terms.
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Citation
U.S. Federal Reserve, Senior Loan Officer Opinion Survey (CTQ37A73MINR), retrieved from FRED.