25) To the Extent That the Price or Nonprice Terms Applied to Insurance Companies Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 23 and 24), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 1. Deterioration in Current or Expected Financial Strength of Counterparties. | Answer Type: 3rd Most Important
CTQ25A13MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Tracks third most important reasons for tightening insurance company lending terms. Provides insights into financial market risk perceptions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures key factors influencing insurance company lending constraints. Helps understand financial sector risk management strategies.
Methodology
Surveyed from financial institutions reporting lending term changes.
Historical Context
Used by regulators and investors to assess financial sector stability.
Key Facts
- Reflects third-ranked reason for lending term changes
- Indicates counterparty financial strength perceptions
- Provides insight into insurance sector risk management
FAQs
Q: What does this data measure?
A: Tertiary reasons for tightening lending terms in the insurance sector.
Q: Why are lending term changes significant?
A: They signal shifts in financial institutions' risk assessment and market confidence.
Q: How frequently are these terms evaluated?
A: Typically assessed quarterly to capture evolving market conditions.
Q: What impacts lending term changes?
A: Factors include counterparty financial strength, market volatility, and economic indicators.
Q: Are these terms consistent across all insurers?
A: Varies by institution, reflecting individual risk management strategies.
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Related Trends
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56) Over the Past Three Months, How Have the Terms Under Which High-Yield Corporate Bonds Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Tightened Considerably
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ALLQ56B2ECNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 3. Adoption of More-Stringent Market Conventions (That is, Collateral Terms and Agreements, Isda Protocols). | Answer Type: First in Importance
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45) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Credit Derivatives Referencing Corporates (Single-Name Corporates or Corporate Indexes) Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Somewhat
ALLQ45AISNR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| C. Equity. | Answer Type: Remained Basically Unchanged
OTCDQ51CRBUNR
Citation
U.S. Federal Reserve, Insurance Lending Terms (CTQ25A13MINR), retrieved from FRED.