24) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Insurance Companies Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Considerably
CTQ24ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 4/1/2025
Summary
Measures changes in nonprice terms for insurance companies across securities financing and derivatives transactions. Provides insight into evolving credit market conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator tracks modifications in lending terms beyond pricing, including documentation and transaction features. It reflects broader credit market dynamics.
Methodology
Survey-based data collection tracking changes in lending and derivatives transaction terms.
Historical Context
Used to assess credit market flexibility and risk management practices.
Key Facts
- Tracks nonprice lending term changes
- Focuses on insurance company transactions
- Indicates credit market adaptability
FAQs
Q: What are nonprice terms?
A: Includes haircuts, maturity limits, covenants, and documentation features in financial transactions.
Q: Why track nonprice lending terms?
A: They reveal underlying credit market conditions beyond simple pricing mechanisms.
Q: What does 'eased considerably' indicate?
A: Suggests significant relaxation of lending and derivatives transaction terms.
Q: Who benefits from this information?
A: Regulators, investors, and financial institutions use it to understand market conditions.
Q: How frequently is this data collected?
A: Typically gathered through quarterly surveys of financial institutions.
Related Trends
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 2nd Most Important
CTQ19A62MINR
62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Tightened Somewhat
ALLQ62B2TSNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
SFQ74A1ECNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| E. Insurance Companies. | Answer Type: Decreased Considerably
ALLQ39EDCNR
50) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| D. Credit Referencing Corporates. | Answer Type: Increased Somewhat
ALLQ50DISNR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| B. Hedge Funds. | Answer Type: Decreased Somewhat
ALLQ39BDSNR
Citation
U.S. Federal Reserve, Nonprice Lending Terms (CTQ24ECNR), retrieved from FRED.