19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: First In Importance
CTQ19B2MINR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
1.00
Year-over-Year Change
N/A%
Date Range
1/1/2012 - 4/1/2025
Summary
Measures financial institutions' increasing willingness to take on risk. Indicates potential expansion of credit and investment opportunities.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Tracks institutional risk appetite and potential loosening of lending standards. Reflects broader economic confidence.
Methodology
Collected through survey responses from financial institutions about risk tolerance.
Historical Context
Used to assess potential changes in credit market dynamics and institutional strategy.
Key Facts
- Indicates potential credit market expansion
- Reflects institutional confidence levels
- Important economic sentiment indicator
FAQs
Q: What does increased risk willingness mean?
A: Financial institutions become more comfortable extending credit and making investments under potentially less restrictive conditions.
Q: How does increased risk appetite impact economy?
A: Can lead to more available credit, potentially stimulating economic growth and investment.
Q: Why track institutional risk willingness?
A: Provides insight into financial sector health and potential economic expansion.
Q: What factors influence risk appetite?
A: Economic conditions, regulatory environment, and market expectations play significant roles.
Q: How quickly can risk appetite change?
A: Can shift rapidly in response to economic indicators and market conditions.
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Citation
U.S. Federal Reserve, Institutional Risk Appetite Survey (CTQ19B2MINR), retrieved from FRED.