Total Credit to Households and Non-Profit Institutions Serving Households, Unadjusted for Breaks, for Norway

CRDQNOAHUBIS • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

4,606.31

Year-over-Year Change

12.01%

Date Range

1/1/1975 - 10/1/2024

Summary

This economic trend measures the total credit extended to Norwegian households and non-profit institutions serving households, without adjustments for statistical breaks. It provides insight into the overall credit conditions and financing activity in the Norwegian economy.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Total Credit to Households and Non-Profit Institutions Serving Households trend represents the volume of credit, loans, and other financial instruments provided to Norwegian households and non-profit organizations that serve them. It is a key indicator of consumer and institutional borrowing levels and can inform analyses of financial stability, consumer spending, and economic growth.

Methodology

The data is collected and aggregated by the Norwegian Central Bank based on reports from financial institutions.

Historical Context

Policymakers and analysts use this trend to assess the state of household finances and credit markets in Norway.

Key Facts

  • Norway's household credit-to-GDP ratio was 108% as of 2022.
  • Credit to Norwegian households has grown by over 5% annually since 2015.
  • Mortgages account for the largest share of Norwegian household credit.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total amount of credit, loans, and other financial instruments extended to Norwegian households and non-profit institutions serving households.

Q: Why is this trend relevant for users or analysts?

A: This trend provides insight into the overall credit conditions and financing activity in the Norwegian economy, which is crucial for assessing consumer spending, financial stability, and economic growth.

Q: How is this data collected or calculated?

A: The data is collected and aggregated by the Norwegian Central Bank based on reports from financial institutions.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this trend to assess the state of household finances and credit markets in Norway, which informs decisions related to monetary policy, financial regulation, and economic forecasting.

Q: Are there update delays or limitations?

A: The data is subject to the reporting schedules and practices of the Norwegian financial institutions, which may result in occasional update delays or revisions.

Related Trends

Citation

U.S. Federal Reserve, Total Credit to Households and Non-Profit Institutions Serving Households, Unadjusted for Breaks, for Norway (CRDQNOAHUBIS), retrieved from FRED.