Total Credit to Households and Non-Profit Institutions Serving Households, Adjusted for Breaks, for Germany
CRDQDEAHABIS • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2,149.57
Year-over-Year Change
5.80%
Date Range
10/1/1970 - 10/1/2024
Summary
This economic trend measures the total credit provided to households and non-profit institutions serving households in Germany, adjusted for statistical breaks. It is a key indicator of consumer and institutional borrowing and spending patterns.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The total credit to households and non-profit institutions serving households is an important metric for assessing the financial health and lending environment in an economy. It provides insights into consumer confidence, access to credit, and potential changes in spending and investment behaviors.
Methodology
The data is collected and calculated by the Bundesbank, Germany's central bank.
Historical Context
This trend is widely used by economists, policymakers, and financial analysts to monitor the credit cycle and its implications for the broader German economy.
Key Facts
- Germany's household credit reached a record high in 2021.
- Credit growth has outpaced GDP growth in recent years.
- Mortgage lending accounts for the largest share of household credit.
FAQs
Q: What does this economic trend measure?
A: This trend measures the total credit provided to households and non-profit institutions serving households in Germany, adjusted for statistical breaks.
Q: Why is this trend relevant for users or analysts?
A: This trend provides important insights into consumer and institutional borrowing patterns, which are crucial for understanding the financial health and spending dynamics of the German economy.
Q: How is this data collected or calculated?
A: The data is collected and calculated by the Bundesbank, Germany's central bank.
Q: How is this trend used in economic policy?
A: This trend is widely used by economists, policymakers, and financial analysts to monitor the credit cycle and its implications for the broader German economy, informing policy decisions and market strategies.
Q: Are there update delays or limitations?
A: There may be occasional delays in data reporting, and the trend may be subject to statistical adjustments over time.
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Citation
U.S. Federal Reserve, Total Credit to Households and Non-Profit Institutions Serving Households, Adjusted for Breaks, for Germany (CRDQDEAHABIS), retrieved from FRED.