Charge-Off Rate on Credit Card Loans, Banks Ranked 1st to 100th Largest in Size by Assets
Not Seasonally Adjusted
CORCCT100N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
4.54
Year-over-Year Change
165.50%
Date Range
1/1/1985 - 1/1/2025
Summary
The 'Not Seasonally Adjusted' data series represents raw economic measurements without statistical adjustments for predictable seasonal variations. This unadjusted data provides a direct view of actual economic activity before accounting for cyclical patterns like holiday spending or weather-related fluctuations.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Economists use not seasonally adjusted data to understand raw economic performance and compare month-to-month or quarter-to-quarter changes without smoothing techniques. These unmodified figures reveal underlying economic dynamics before standard statistical normalization processes.
Methodology
Data is collected through direct economic surveys, government reporting mechanisms, and comprehensive statistical sampling across various economic sectors.
Historical Context
Policymakers and financial analysts use this raw data to develop nuanced understanding of economic trends and validate seasonally adjusted statistical models.
Key Facts
- Represents unmodified economic measurements
- Provides direct insight into economic activity
- Essential for understanding raw economic performance
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: It means the economic data reflects actual recorded values without statistical smoothing for predictable seasonal changes like holiday spending or weather impacts.
Q: Why are not seasonally adjusted figures important?
A: They provide a raw, unfiltered view of economic activity that helps analysts understand real-time economic performance before normalization.
Q: How is this different from seasonally adjusted data?
A: Not seasonally adjusted data shows actual recorded values, while seasonally adjusted data removes predictable cyclical variations to reveal underlying trends.
Q: Who uses not seasonally adjusted data?
A: Economists, policymakers, financial analysts, and researchers use this data to validate models and understand direct economic measurements.
Q: How often is this data updated?
A: Typically, not seasonally adjusted data is updated monthly or quarterly, depending on the specific economic indicator being tracked.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [CORCCT100N], retrieved from FRED.
Last Checked: 8/1/2025