Charge-Off Rate on Credit Card Loans, Banks Not Among the 100 Largest in Size by Assets
Not Seasonally Adjusted
CORCCOBN • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
9.25
Year-over-Year Change
81.37%
Date Range
1/1/1985 - 1/1/2025
Summary
Not Seasonally Adjusted (NSA) data represents raw economic measurements without statistical smoothing for predictable seasonal variations. This approach provides a direct view of actual economic activity, revealing unmodified fluctuations that can be critical for precise short-term analysis.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
NSA data captures economic indicators in their original form, without adjustments for seasonal patterns like holiday spending or weather-related economic shifts. Economists use this raw data to understand immediate economic conditions and validate seasonally adjusted trends.
Methodology
Data is collected through direct measurement of economic indicators without applying statistical smoothing techniques that remove predictable seasonal influences.
Historical Context
NSA data is essential for policymakers and analysts who need to understand granular economic movements and validate seasonal adjustment models.
Key Facts
- NSA data shows economic indicators without seasonal modifications
- Provides unfiltered view of economic activity
- Critical for understanding short-term economic fluctuations
FAQs
Q: What does 'Not Seasonally Adjusted' mean?
A: Not Seasonally Adjusted means economic data is reported in its original form without statistical smoothing for predictable seasonal variations.
Q: Why is NSA data important?
A: NSA data reveals actual economic activity without modifications, helping analysts understand immediate economic conditions and validate seasonal adjustment models.
Q: How is NSA data different from seasonally adjusted data?
A: NSA data shows raw numbers without removing predictable seasonal influences, while seasonally adjusted data smooths out these variations to show underlying trends.
Q: When should NSA data be used?
A: NSA data is most useful for short-term analysis, immediate economic assessments, and verifying the accuracy of seasonal adjustment techniques.
Q: How often is NSA data updated?
A: NSA data is typically updated according to the specific economic indicator's reporting schedule, which can range from monthly to quarterly.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted [CORCCOBN], retrieved from FRED.
Last Checked: 8/1/2025