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Monthly, Not Seasonally Adjusted

COLLRUNTTTTSTM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

9.04

Year-over-Year Change

-12.32%

Date Range

1/1/2007 - 5/1/2025

Summary

The Monthly, Not Seasonally Adjusted data series tracks the volume of consumer loans outstanding in the United States. This metric provides insight into consumer credit and spending patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The consumer loans outstanding figure represents the total value of consumer loans held by financial institutions, including credit cards, auto loans, and personal loans. This data is used by economists and policymakers to analyze consumer credit trends and their potential impact on the broader economy.

Methodology

The data is collected and reported by the U.S. Federal Reserve.

Historical Context

Trends in consumer loans outstanding can signal changes in consumer confidence and spending, which are closely monitored by economic analysts and policymakers.

Key Facts

  • Consumer loans outstanding reached a record high in 2022.
  • Auto loans make up the largest portion of consumer loans.
  • Trends in consumer loans can signal changes in consumer confidence.

FAQs

Q: What does this economic trend measure?

A: The Monthly, Not Seasonally Adjusted data series tracks the total volume of consumer loans outstanding in the United States, including credit cards, auto loans, and personal loans.

Q: Why is this trend relevant for users or analysts?

A: Trends in consumer loans outstanding provide insight into consumer credit and spending patterns, which are closely monitored by economists and policymakers.

Q: How is this data collected or calculated?

A: The data is collected and reported by the U.S. Federal Reserve.

Q: How is this trend used in economic policy?

A: Analysts and policymakers use the consumer loans outstanding data to assess consumer confidence and spending, which can inform economic policies and decisions.

Q: Are there update delays or limitations?

A: The consumer loans outstanding data is released monthly by the Federal Reserve, with minimal update delays.

Related Trends

Citation

U.S. Federal Reserve, Monthly, Not Seasonally Adjusted (COLLRUNTTTTSTM), retrieved from FRED.