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Quarterly, Not Seasonally Adjusted

COLLRINTTTTSTQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

35.49

Year-over-Year Change

-2.98%

Date Range

1/1/2007 - 1/1/2025

Summary

This economic trend measures the value of consumer loans extended by commercial banks on a quarterly basis, without seasonal adjustments. It provides important insights into consumer borrowing patterns and financial conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Not Seasonally Adjusted consumer loans series tracks the outstanding value of consumer loans, including credit card balances, auto loans, and other personal installment loans, held by commercial banks in the United States. This metric offers analysts a clear view of consumer credit conditions.

Methodology

The data is collected directly from commercial banks and aggregated by the U.S. Federal Reserve.

Historical Context

Policymakers and market participants monitor this trend to gauge consumer spending, credit availability, and broader economic trends.

Key Facts

  • Consumer loans totaled $1.7 trillion as of Q4 2022.
  • Auto loans account for the largest share of consumer credit.
  • Loan growth tends to track broader economic activity.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of consumer loans extended by commercial banks in the United States on a quarterly basis, without seasonal adjustments.

Q: Why is this trend relevant for users or analysts?

A: This metric provides important insights into consumer borrowing patterns and credit conditions, which are key indicators of economic health and consumer spending.

Q: How is this data collected or calculated?

A: The data is collected directly from commercial banks and aggregated by the U.S. Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers and market participants monitor this trend to gauge consumer spending, credit availability, and broader economic trends, which informs their decision-making.

Q: Are there update delays or limitations?

A: The data is released quarterly, with a lag of approximately two months from the end of the reference period.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (COLLRINTTTTSTQ), retrieved from FRED.