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Quarterly, Seasonally Adjusted

COLLREM24MASTSAQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

43.13

Year-over-Year Change

-1.00%

Date Range

1/1/2007 - 4/1/2025

Summary

The 'Quarterly, Seasonally Adjusted' trend measures the total revenue collected by commercial banks and savings institutions on credit card loans in the U.S. It is a key indicator of consumer borrowing and spending patterns.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This economic data series tracks the quarterly revenue earned by U.S. financial institutions from credit card lending activities. It is used by economists and policymakers to analyze trends in consumer credit, household finances, and overall economic conditions.

Methodology

The data is collected and reported quarterly by the U.S. Federal Reserve.

Historical Context

This trend provides insight into the health of consumer credit markets and can inform monetary and fiscal policy decisions.

Key Facts

  • Credit card revenue reached a record high in Q4 2022.
  • This trend declined sharply during the 2008-2009 recession.
  • Credit card debt accounts for over $1 trillion in U.S. household debt.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total revenue collected by commercial banks and savings institutions on credit card loans in the United States on a quarterly, seasonally adjusted basis.

Q: Why is this trend relevant for users or analysts?

A: This data provides insight into consumer borrowing and spending patterns, which are crucial indicators of broader economic conditions and can inform policy decisions.

Q: How is this data collected or calculated?

A: The data is collected and reported quarterly by the U.S. Federal Reserve.

Q: How is this trend used in economic policy?

A: Policymakers and analysts use this trend to assess the health of consumer credit markets and make informed decisions about monetary and fiscal policies.

Q: Are there update delays or limitations?

A: The data is released quarterly, with a typical 2-3 month lag between the end of the reference period and the public release.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (COLLREM24MASTSAQ), retrieved from FRED.