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Quarterly, Not Seasonally Adjusted

COLLFUNTTMASTQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

1,187,513.00

Year-over-Year Change

-19.60%

Date Range

1/1/2007 - 1/1/2025

Summary

The Quarterly, Not Seasonally Adjusted series measures the total amount of outstanding student loan debt in the United States. This metric is crucial for understanding the financial burden facing students and policymakers assessing the impact of higher education costs.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Not Seasonally Adjusted student loan debt series tracks the total outstanding student loan balance for the U.S. economy. It is a key indicator of the growing cost of higher education and the debt load carried by students and their families.

Methodology

The data is collected and calculated by the U.S. Federal Reserve based on surveys of financial institutions.

Historical Context

This trend is widely used by economists, policymakers, and financial analysts to assess the broader implications of student debt on consumer spending, household finances, and economic growth.

Key Facts

  • Student loan debt in the U.S. exceeds $1.7 trillion.
  • The average student loan balance is over $30,000.
  • Student loan delinquency rates remain elevated at around 10%.

FAQs

Q: What does this economic trend measure?

A: The Quarterly, Not Seasonally Adjusted series measures the total outstanding student loan debt in the United States.

Q: Why is this trend relevant for users or analysts?

A: This metric is crucial for understanding the financial burden facing students and for policymakers assessing the impact of higher education costs on the broader economy.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Federal Reserve based on surveys of financial institutions.

Q: How is this trend used in economic policy?

A: This trend is widely used by economists, policymakers, and financial analysts to assess the implications of student debt on consumer spending, household finances, and economic growth.

Q: Are there update delays or limitations?

A: The data is published quarterly with minimal delays, providing timely insight into the evolving student loan landscape.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (COLLFUNTTMASTQ), retrieved from FRED.