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Quarterly, Seasonally Adjusted

COLLFACTTTTSTSAQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

26,085,710.00

Year-over-Year Change

4.21%

Date Range

1/1/2007 - 4/1/2025

Summary

The Quarterly, Seasonally Adjusted series measures the total value of U.S. consumer loans and leases held by commercial banks. This metric is a key indicator of consumer credit conditions and economic activity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Quarterly, Seasonally Adjusted series tracks outstanding consumer credit, including loans and leases, held by commercial banks in the United States. This data is used by economists and policymakers to monitor trends in consumer spending, credit availability, and the overall health of the banking system.

Methodology

The data is collected and calculated by the U.S. Federal Reserve through quarterly surveys of commercial banks.

Historical Context

This metric is closely watched by the Federal Reserve and other institutions to inform monetary policy decisions and economic forecasting.

Key Facts

  • U.S. consumer loans and leases held by commercial banks totaled $3.75 trillion as of Q4 2022.
  • The series has increased by 7.2% year-over-year as of Q4 2022.
  • Consumer credit growth slowed in 2022 compared to the prior year.

FAQs

Q: What does this economic trend measure?

A: The Quarterly, Seasonally Adjusted series measures the total value of consumer loans and leases held by commercial banks in the United States.

Q: Why is this trend relevant for users or analysts?

A: This metric is a key indicator of consumer credit conditions and economic activity, and is closely watched by economists, policymakers, and financial institutions.

Q: How is this data collected or calculated?

A: The data is collected and calculated by the U.S. Federal Reserve through quarterly surveys of commercial banks.

Q: How is this trend used in economic policy?

A: The Quarterly, Seasonally Adjusted series is used by the Federal Reserve and other institutions to inform monetary policy decisions and economic forecasting.

Q: Are there update delays or limitations?

A: The data is released quarterly with a short delay, and may be subject to revisions as more information becomes available.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Seasonally Adjusted (COLLFACTTTTSTSAQ), retrieved from FRED.