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Quarterly, Not Seasonally Adjusted

COLLFACTTMASTQ • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

14,904,600.00

Year-over-Year Change

4.60%

Date Range

1/1/2007 - 1/1/2025

Summary

The 'Quarterly, Not Seasonally Adjusted' series measures student loan debt in the United States on a quarterly basis. This metric is closely watched by economists and policymakers to assess household financial health and trends in consumer lending.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This series represents the total outstanding student loan debt held by U.S. consumers. It is an important indicator of educational attainment, household balance sheets, and the broader credit environment.

Methodology

The data is compiled by the Federal Reserve from multiple sources, including surveys and administrative records.

Historical Context

Student loan debt levels can impact consumer spending, saving, and investment, making this series relevant for economic analysis and policy decisions.

Key Facts

  • Student loan debt in the U.S. exceeds $1.7 trillion.
  • Over 43 million Americans hold student loan debt.
  • Average student loan balance is around $30,000.

FAQs

Q: What does this economic trend measure?

A: This series measures the total outstanding student loan debt held by U.S. consumers on a quarterly basis.

Q: Why is this trend relevant for users or analysts?

A: Student loan debt levels are an important indicator of household financial health, consumer spending, and broader economic conditions.

Q: How is this data collected or calculated?

A: The Federal Reserve compiles this data from various sources, including surveys and administrative records.

Q: How is this trend used in economic policy?

A: Policymakers and economists analyze this data to assess the impact of student loan debt on consumer behavior, credit markets, and the overall economy.

Q: Are there update delays or limitations?

A: The data is released quarterly, with a lag of several months. There may be limitations in capturing all student loan debt, as some private lenders are not included.

Related Trends

Citation

U.S. Federal Reserve, Quarterly, Not Seasonally Adjusted (COLLFACTTMASTQ), retrieved from FRED.