Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Commercial Banks for Colombia

COLFCRODCSPENUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2,021,153.00

Year-over-Year Change

59.10%

Date Range

1/1/2004 - 1/1/2023

Summary

This economic trend measures the borrowing activity of small and medium-sized enterprises (SMEs) from commercial banks in Colombia. It provides insights into the financing conditions and credit access for this important business segment.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Commercial Banks for Colombia series tracks the outstanding loan amounts owed by SMEs to commercial banks in the country. This metric helps analysts and policymakers understand the financing landscape for smaller businesses and their integration with the formal banking system.

Methodology

The data is collected by the Central Bank of Colombia through surveys of commercial banks operating in the country.

Historical Context

This trend is relevant for assessing the flow of credit to Colombian SMEs, which are a key driver of economic growth and employment.

Key Facts

  • SMEs account for over 90% of businesses in Colombia.
  • Commercial bank loans are the primary source of external financing for Colombian SMEs.
  • Trends in SME borrowing reflect the overall health of the Colombian economy.

FAQs

Q: What does this economic trend measure?

A: This trend measures the outstanding loan amounts owed by small and medium-sized enterprises (SMEs) to commercial banks in Colombia.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the financing conditions and credit access for SMEs, a key driver of economic growth and employment in Colombia.

Q: How is this data collected or calculated?

A: The data is collected by the Central Bank of Colombia through surveys of commercial banks operating in the country.

Q: How is this trend used in economic policy?

A: Trends in SME borrowing are closely monitored by policymakers and economists to assess the overall health of the Colombian economy and the financing environment for smaller businesses.

Q: Are there update delays or limitations?

A: The data is published on a regular basis by the Central Bank of Colombia, but there may be some delays in reporting due to the survey-based collection methodology.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services Borrowers: Small and Medium Enterprises Borrowing from Commercial Banks for Colombia (COLFCRODCSPENUM), retrieved from FRED.