Financial Market: Real Effective Exchange Rates: CPI Based for Finland
Quarterly
CCRETT01FIQ661N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
98.44
Year-over-Year Change
1.94%
Date Range
1/1/1970 - 4/1/2025
Summary
The 'Quarterly' trend measures the annualized quarterly change in real consumer credit outstanding. This metric is closely watched by economists and policymakers as an indicator of consumer borrowing activity and financial conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The 'Quarterly' series tracks the annualized percent change in real (inflation-adjusted) consumer credit outstanding on a quarterly basis. This provides insight into the level of consumer demand for loans and credit, which is a key component of broader economic activity.
Methodology
The data is calculated by the Federal Reserve based on consumer credit reports.
Historical Context
Trends in consumer credit levels are analyzed by the Federal Reserve, government agencies, and private-sector economists to assess household financial health and the potential impact on consumer spending and the broader economy.
Key Facts
- Consumer credit outstanding totaled $4.45 trillion as of Q4 2022.
- Quarterly growth in real consumer credit averaged 5.1% over the past 5 years.
- Credit card balances make up approximately 35% of total consumer credit.
FAQs
Q: What does this economic trend measure?
A: The 'Quarterly' trend measures the annualized percent change in real (inflation-adjusted) consumer credit outstanding on a quarterly basis.
Q: Why is this trend relevant for users or analysts?
A: Trends in consumer credit are closely watched by economists and policymakers as an indicator of consumer borrowing activity and financial conditions, which can impact broader economic growth.
Q: How is this data collected or calculated?
A: The data is calculated by the Federal Reserve based on consumer credit reports.
Q: How is this trend used in economic policy?
A: Trends in consumer credit levels are analyzed by the Federal Reserve, government agencies, and private-sector economists to assess household financial health and the potential impact on consumer spending and the broader economy.
Q: Are there update delays or limitations?
A: The consumer credit data is released quarterly by the Federal Reserve with a typical 2-month delay from the end of the reference period.
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Citation
U.S. Federal Reserve, Quarterly (CCRETT01FIQ661N), retrieved from FRED.