Expenses for Commercial Banking, All Establishments, Employer Firms

CBEAEEF3152211 • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

386,314.00

Year-over-Year Change

23.52%

Date Range

1/1/2009 - 1/1/2022

Summary

This economic trend measures the expenses incurred by commercial banking establishments, including all employer firms. It provides insight into the operational costs and financial health of the commercial banking industry.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Expenses for Commercial Banking, All Establishments, Employer Firms metric tracks the total expenses reported by commercial banks, including personnel costs, occupancy expenses, and other operating costs. This data is used by economists and policymakers to analyze the profitability and efficiency of the banking sector.

Methodology

The data is collected by the U.S. Census Bureau through surveys of commercial banking establishments.

Historical Context

This trend is relevant for understanding the financial conditions and competitive landscape within the commercial banking industry.

Key Facts

  • Commercial banking expenses have increased by over 20% in the past decade.
  • Personnel costs account for the largest share of commercial banking expenses.
  • The banking industry's expense ratio (expenses/revenue) has remained relatively stable in recent years.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total expenses incurred by commercial banking establishments, including all employer firms. It covers personnel costs, occupancy expenses, and other operating costs.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insights into the financial health and operational efficiency of the commercial banking industry, which is crucial for understanding the broader financial sector and economic conditions.

Q: How is this data collected or calculated?

A: The data is collected by the U.S. Census Bureau through surveys of commercial banking establishments.

Q: How is this trend used in economic policy?

A: Policymakers and regulators use this data to monitor the financial stability and competitive dynamics within the banking industry, which can inform policy decisions and interventions.

Q: Are there update delays or limitations?

A: The data is released on a quarterly basis, and there may be a slight delay in availability compared to some other economic indicators.

Related Trends

Citation

U.S. Federal Reserve, Expenses for Commercial Banking, All Establishments, Employer Firms (CBEAEEF3152211), retrieved from FRED.