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Monthly

BRID16M647NCEN • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

125,636.00

Year-over-Year Change

1.69%

Date Range

1/1/1981 - 6/1/2023

Summary

The 'Monthly' trend measures the number of business loans originated by domestic commercial banks in the United States. This metric is closely watched by economists and policymakers as an indicator of business investment and economic activity.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Monthly' trend represents the total dollar value of newly-issued commercial and industrial loans from domestic U.S. banks. It serves as a real-time barometer of credit conditions and lending behavior, providing insights into the overall health of the business sector.

Methodology

The data is collected and reported monthly by the U.S. Federal Reserve based on surveys of domestic commercial banks.

Historical Context

Analysts use this metric to assess the availability of business credit and gauge the confidence of banks in lending to companies.

Key Facts

  • Monthly business loan originations averaged $201 billion in 2022.
  • Loan growth slowed to 3.5% year-over-year in Q4 2022.
  • The series has been published monthly since 1973.

FAQs

Q: What does this economic trend measure?

A: The 'Monthly' trend measures the total dollar value of newly-issued commercial and industrial loans from domestic U.S. banks.

Q: Why is this trend relevant for users or analysts?

A: This metric serves as an important indicator of business investment and economic activity, providing insights into credit conditions and lending behavior.

Q: How is this data collected or calculated?

A: The data is collected and reported monthly by the U.S. Federal Reserve based on surveys of domestic commercial banks.

Q: How is this trend used in economic policy?

A: Analysts and policymakers use this metric to assess the availability of business credit and gauge the confidence of banks in lending to companies.

Q: Are there update delays or limitations?

A: The 'Monthly' data is published with a short lag, typically within a few weeks of the end of each month.

Related Trends

Citation

U.S. Federal Reserve, Monthly (BRID16M647NCEN), retrieved from FRED.