Annual

BPBLTF01EEA636S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

157,000,000.00

Year-over-Year Change

63.54%

Date Range

1/1/1993 - 1/1/2013

Summary

The Annual Household Net Worth Trend tracks the total value of U.S. household assets minus liabilities, providing a comprehensive measure of national economic well-being.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Annual Household Net Worth Trend represents the aggregate financial standing of U.S. households, combining their total assets (e.g., real estate, investments) and liabilities (e.g., mortgages, loans). It is a key macroeconomic indicator used by policymakers and analysts to gauge household balance sheets and overall consumer financial health.

Methodology

The data is calculated and published annually by the Federal Reserve based on detailed household surveys and financial accounts.

Historical Context

Household net worth is a crucial input for economic policy decisions and market forecasting.

Key Facts

  • U.S. household net worth reached a record high of $142 trillion in 2021.
  • Household net worth as a percentage of disposable personal income hit 776% in 2021.
  • Real estate assets make up over 30% of total U.S. household net worth.

FAQs

Q: What does this economic trend measure?

A: The Annual Household Net Worth Trend tracks the total value of U.S. household assets, including real estate, investments, and other financial holdings, minus their total liabilities such as mortgages and loans.

Q: Why is this trend relevant for users or analysts?

A: Household net worth is a key indicator of consumer financial health and a crucial input for economic policymaking and market forecasting.

Q: How is this data collected or calculated?

A: The Federal Reserve calculates the Annual Household Net Worth Trend based on detailed household surveys and financial accounts data.

Q: How is this trend used in economic policy?

A: Policymakers and analysts monitor household net worth to gauge consumer balance sheets and overall economic well-being, informing decisions on monetary policy, taxation, and financial regulations.

Q: Are there update delays or limitations?

A: The Annual Household Net Worth Trend is published with a one-year lag, as the underlying data requires extensive surveying and compilation.

Related Trends

Citation

U.S. Federal Reserve, Annual Household Net Worth (BPBLTF01EEA636S), retrieved from FRED.