Annual, Not Seasonally Adjusted

BPBLTD01RUA637S • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

211,875,960,000.00

Year-over-Year Change

501.18%

Date Range

1/1/1994 - 1/1/2011

Summary

This trend measures the total value of long-term deposits (over 2 years) held by individuals in the United States. It provides insight into saving patterns and long-term financial behavior.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The Annual, Not Seasonally Adjusted total value of long-term individual deposits reflects the overall level of long-term personal savings in the U.S. economy. This metric is used by economists and policymakers to analyze consumer financial trends and gauge the stability of the banking system.

Methodology

The data is collected by the U.S. Federal Reserve through surveys of depository institutions.

Historical Context

This trend is relevant for assessing the health of the U.S. personal savings market and can inform monetary and fiscal policy decisions.

Key Facts

  • The annual value of long-term individual deposits exceeded $6.7 trillion in 2021.
  • Deposits have grown steadily since the 2008 financial crisis.
  • Rapid changes in this metric can signal shifts in consumer confidence.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of long-term (over 2 years) deposits held by individuals in the United States banking system.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into personal saving patterns and the overall stability of the U.S. banking system, which is relevant for economic and policy analysis.

Q: How is this data collected or calculated?

A: The Federal Reserve collects this data through surveys of depository institutions in the United States.

Q: How is this trend used in economic policy?

A: Changes in long-term individual deposits can inform monetary and fiscal policy decisions, as the metric reflects consumer confidence and the health of personal savings.

Q: Are there update delays or limitations?

A: This data is released on a monthly basis with a lag of approximately two months.

Related Trends

Citation

U.S. Federal Reserve, Annual, Not Seasonally Adjusted (BPBLTD01RUA637S), retrieved from FRED.