Annual, Not Seasonally Adjusted
BPBLIN01RUA637N • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
-60,208,000,000.00
Year-over-Year Change
680.30%
Date Range
1/1/1994 - 1/1/2011
Summary
This economic trend measures the annual, not seasonally adjusted total business loans and leases outstanding at all commercial banks in the United States. It provides insights into business financing conditions and credit availability.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The total business loans and leases outstanding metric represents the total dollar amount of outstanding commercial and industrial loans extended by U.S. banks. It is a key indicator of business financing and credit market activity, often used by economists and policymakers to assess the health of the broader economy.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its H.8 statistical release on commercial bank assets and liabilities.
Historical Context
Trends in business loans outstanding are closely monitored by the Federal Reserve and other institutions to gauge the availability of credit for businesses and overall macroeconomic conditions.
Key Facts
- Business loans outstanding totaled $12.3 trillion as of December 2022.
- Loan balances have risen by 10.5% over the past year.
- The metric reached a record high in 2022 amid strong business investment.
FAQs
Q: What does this economic trend measure?
A: This metric measures the total dollar amount of outstanding business loans and leases held by U.S. commercial banks, providing insight into business financing conditions.
Q: Why is this trend relevant for users or analysts?
A: Trends in business loans outstanding are closely watched by economists, policymakers, and market participants as an indicator of credit availability and the overall health of the business sector.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its H.8 statistical release on commercial bank assets and liabilities.
Q: How is this trend used in economic policy?
A: The Federal Reserve and other institutions monitor business loan trends to assess credit conditions and make informed decisions about monetary policy and other economic interventions.
Q: Are there update delays or limitations?
A: The data is released on a weekly basis with a short lag, providing timely information on business financing trends.
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Citation
U.S. Federal Reserve, Annual, Not Seasonally Adjusted (BPBLIN01RUA637N), retrieved from FRED.