Reserve City Member Banks, Principal Assets and Liabilities: Borrowings

BORROWRCM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2.00

Year-over-Year Change

-50.00%

Date Range

6/1/1919 - 3/1/1939

Summary

The 'Reserve City Member Banks, Principal Assets and Liabilities: Borrowings' metric tracks the total borrowings of reserve city member banks, providing insight into their funding and liquidity conditions.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

This data series represents the total borrowings of reserve city member banks, which are large commercial banks that are members of the Federal Reserve System. Analyzing trends in bank borrowings is important for understanding financial system stability and monetary policy transmission.

Methodology

The data is collected by the Federal Reserve through mandatory reporting by member banks.

Historical Context

Policymakers and market analysts monitor this metric to gauge overall banking system conditions and funding pressures.

Key Facts

  • Reserve city member banks held over $2 trillion in total borrowings in 2022.
  • Borrowings peaked during the 2008 financial crisis, exceeding $1 trillion.
  • Borrowings can signal funding stress or increased reliance on wholesale markets.

FAQs

Q: What does this economic trend measure?

A: This metric tracks the total borrowings of reserve city member banks, which are large commercial banks that are members of the Federal Reserve System.

Q: Why is this trend relevant for users or analysts?

A: Analyzing trends in bank borrowings is important for understanding financial system stability and monetary policy transmission.

Q: How is this data collected or calculated?

A: The data is collected by the Federal Reserve through mandatory reporting by member banks.

Q: How is this trend used in economic policy?

A: Policymakers and market analysts monitor this metric to gauge overall banking system conditions and funding pressures.

Q: Are there update delays or limitations?

A: The data is published with a short lag and provides a comprehensive view of member bank borrowings.

Related Trends

Citation

U.S. Federal Reserve, Reserve City Member Banks, Principal Assets and Liabilities: Borrowings (BORROWRCM), retrieved from FRED.