Spliced Business Formations Within Eight Quarters: Total for All NAICS in Virginia
Seasonally Adjusted
BFSBF8QTOTALSAVA • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
920.00
Year-over-Year Change
15.29%
Date Range
7/1/2004 - 7/1/2025
Summary
The Seasonally Adjusted Total Business Loans, Seasonally Adjusted measures the total outstanding loans and leases held by commercial banks in the United States. It is a key indicator of business credit conditions and economic activity.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series represents the total dollar amount of outstanding loans and leases held by U.S. commercial banks, adjusted for seasonal variations. It is a widely followed metric used by economists and policymakers to analyze trends in business financing and credit market conditions.
Methodology
The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release.
Historical Context
Policymakers monitor this indicator to gauge the flow of credit to businesses, which can inform decisions around monetary policy and financial stability.
Key Facts
- Commercial bank business loans total over $6 trillion.
- Loan volumes typically peak in the fourth quarter of each year.
- Seasonally adjusted data helps remove recurring cyclical patterns.
FAQs
Q: What does this economic trend measure?
A: The Seasonally Adjusted Total Business Loans, Seasonally Adjusted measures the total dollar value of outstanding loans and leases held by U.S. commercial banks, with adjustments made to account for seasonal variations.
Q: Why is this trend relevant for users or analysts?
A: This indicator provides insight into business credit conditions and the overall flow of financing to the private sector, which is a key driver of economic activity.
Q: How is this data collected or calculated?
A: The data is collected and reported by the U.S. Federal Reserve through its weekly H.8 statistical release on commercial bank assets and liabilities.
Q: How is this trend used in economic policy?
A: Policymakers, economists, and market analysts monitor this indicator to assess the availability of business credit, which can inform decisions around monetary policy, financial stability, and economic growth strategies.
Q: Are there update delays or limitations?
A: The Seasonally Adjusted Total Business Loans data is released weekly by the Federal Reserve with a short lag, providing timely information on business credit conditions.
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Citation
U.S. Federal Reserve, Seasonally Adjusted Total Business Loans, Seasonally Adjusted (BFSBF8QTOTALSAVA), retrieved from FRED.