Business Formations Within Eight Quarters: Total for All NAICS in Maryland
Not Seasonally Adjusted
BFBF8QTOTALNSAMD • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
376.00
Year-over-Year Change
14.98%
Date Range
7/1/2004 - 12/1/2020
Summary
The 'Not Seasonally Adjusted' trend measures total consumer borrowing without adjusting for seasonal patterns in the data. It is an important economic indicator for evaluating consumer credit and spending conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This series tracks the total amount of consumer credit outstanding in the U.S. economy on a monthly basis, excluding seasonal adjustments. It provides insights into broader consumer finance and spending dynamics, complementing other key indicators like retail sales and personal consumption expenditures.
Methodology
The data is collected and published by the U.S. Federal Reserve through its G.19 Consumer Credit report.
Historical Context
Policymakers and analysts use this trend to assess the overall health of consumer credit markets and households.
Key Facts
- Total consumer credit outstanding was $4.5 trillion as of the latest data.
- The 'Not Seasonally Adjusted' series shows monthly rather than seasonally adjusted changes.
- Analyzing this trend helps identify underlying consumer borrowing patterns.
FAQs
Q: What does this economic trend measure?
A: The 'Not Seasonally Adjusted' trend measures the total amount of outstanding consumer credit in the U.S. economy, excluding seasonal adjustments.
Q: Why is this trend relevant for users or analysts?
A: This trend provides important insights into consumer borrowing and spending conditions, complementing other key economic indicators.
Q: How is this data collected or calculated?
A: The data is collected and published monthly by the U.S. Federal Reserve through its G.19 Consumer Credit report.
Q: How is this trend used in economic policy?
A: Policymakers and analysts use this trend to assess the overall health of consumer credit markets and households.
Q: Are there update delays or limitations?
A: The data is published with a typical lag of 1-2 months from the reference period.
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Citation
U.S. Federal Reserve, Not Seasonally Adjusted (BFBF8QTOTALNSAMD), retrieved from FRED.