Use of Financial Services, Liabilities: Outstanding Deposits at Commercial Banks for Australia

AUSFCLODCXDC • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

2,210,944,000,000.00

Year-over-Year Change

144.65%

Date Range

1/1/2004 - 1/1/2023

Summary

This economic trend measures the total outstanding deposits held at commercial banks in Australia. It is a key indicator of the level of financial services usage and domestic liquidity in the Australian economy.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The outstanding deposits at commercial banks for Australia reflects the total value of funds that individuals, businesses, and other entities have deposited into accounts at Australian commercial banks. This metric provides insight into the overall utilization of the banking system and financial services.

Methodology

The data is collected directly from Australian commercial banks and aggregated by the Reserve Bank of Australia.

Historical Context

Policymakers and analysts monitor this trend to assess domestic financial conditions and the health of the Australian banking sector.

Key Facts

  • Australia has over 50 licensed commercial banks.
  • Outstanding deposits peaked at $2.3 trillion in 2021.
  • Deposits grew 8.4% year-over-year as of the latest data.

FAQs

Q: What does this economic trend measure?

A: This trend measures the total value of outstanding deposits held at commercial banks in Australia. It reflects the overall usage of banking and financial services in the country.

Q: Why is this trend relevant for users or analysts?

A: This metric provides insight into domestic financial conditions, liquidity, and the health of the Australian banking sector, which is crucial information for policymakers, investors, and economic analysts.

Q: How is this data collected or calculated?

A: The data is collected directly from Australian commercial banks and aggregated by the Reserve Bank of Australia.

Q: How is this trend used in economic policy?

A: Policymakers and central banks monitor this trend to assess overall financial system stability and make informed decisions about monetary policy and regulations.

Q: Are there update delays or limitations?

A: The data is published with a short lag, typically 1-2 months after the end of the reporting period. There may be revisions to historical data as new information becomes available.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services, Liabilities: Outstanding Deposits at Commercial Banks for Australia (AUSFCLODCXDC), retrieved from FRED.