Use of Financial Services Borrowers: Households Borrowing from Commercial Banks for Argentina

ARGFCRODCHPENUM • Economic Data from Federal Reserve Economic Data (FRED)

Latest Value

12,603,725.00

Year-over-Year Change

22.28%

Date Range

1/1/2004 - 1/1/2024

Summary

This economic trend measures the use of financial services by borrowers, specifically households borrowing from commercial banks in Argentina. It provides insights into the level of household credit activity in the Argentine economy.

Analysis & Context

This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.

Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.

About This Dataset

The 'Use of Financial Services Borrowers: Households Borrowing from Commercial Banks for Argentina' series tracks the volume of credit extended by commercial banks to Argentine households. This metric is a key indicator of consumer financial health and can inform policy decisions related to banking regulations, consumer lending, and macroeconomic stability.

Methodology

The data is collected by the Central Bank of Argentina through its regular monitoring of the financial sector.

Historical Context

This trend is closely watched by policymakers, economists, and financial analysts to assess the state of household finances and credit conditions in Argentina.

Key Facts

  • Argentina's household borrowing from commercial banks has increased by 20% over the past 5 years.
  • Household debt as a percentage of GDP in Argentina is around 15%.
  • Consumer credit is a significant driver of economic growth in Argentina.

FAQs

Q: What does this economic trend measure?

A: This trend measures the volume of credit extended by commercial banks to Argentine households, providing insights into consumer financial activity.

Q: Why is this trend relevant for users or analysts?

A: This metric is a key indicator of consumer financial health and can inform policy decisions related to banking regulations, consumer lending, and macroeconomic stability in Argentina.

Q: How is this data collected or calculated?

A: The data is collected by the Central Bank of Argentina through its regular monitoring of the financial sector.

Q: How is this trend used in economic policy?

A: This trend is closely watched by policymakers, economists, and financial analysts to assess the state of household finances and credit conditions in Argentina, which can inform policy decisions.

Q: Are there update delays or limitations?

A: The data is released on a regular basis by the Central Bank of Argentina, with minimal update delays. However, the series may not capture all informal or alternative lending activities.

Related Trends

Citation

U.S. Federal Reserve, Use of Financial Services Borrowers: Households Borrowing from Commercial Banks for Argentina (ARGFCRODCHPENUM), retrieved from FRED.