74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Eased Considerably
ALLQ74B3ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks funding terms for Consumer Asset-Backed Securities (ABS). Provides critical insights into consumer credit market dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures changes in funding terms for consumer ABS like credit card and auto loan securities. Indicates credit market flexibility.
Methodology
Surveyed through financial institution reporting on ABS funding haircuts.
Historical Context
Used to assess consumer credit market accessibility and risk.
Key Facts
- Reflects significant easing of funding terms
- Indicates potential increased credit availability
- Relevant for consumer lending analysis
FAQs
Q: What are ABS haircuts?
A: Haircuts represent the difference between security value and funding amount. Lower haircuts suggest easier credit conditions.
Q: What types of ABS are included?
A: Includes securities backed by credit card receivables and auto loans.
Q: How often is this data updated?
A: Typically updated quarterly as part of Federal Reserve survey data.
Q: What does 'eased considerably' indicate?
A: Suggests significantly more favorable funding terms for consumer asset-backed securities.
Q: Why are these funding terms important?
A: They reflect broader economic conditions and potential changes in consumer credit accessibility.
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Related Trends
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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| A. FX. | Answer Type: Increased Somewhat
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74B3ECNR), retrieved from FRED.