74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 2. Maximum Maturity. | Answer Type: Remained Basically Unchanged
ALLQ74B2RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
7.69%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities across most favored client relationships. Provides insight into credit market conditions and lending dynamics.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
This indicator measures shifts in maximum maturity terms for consumer asset-backed securities. It reflects underlying credit market flexibility and institutional lending practices.
Methodology
Survey-based data collection from financial institutions tracking funding term modifications.
Historical Context
Used by policymakers and investors to assess credit market stability and lending trends.
Key Facts
- Indicates stability in consumer asset-backed securities funding
- Reflects institutional lending relationship dynamics
- Important indicator of credit market conditions
FAQs
Q: What do consumer asset-backed securities represent?
A: Securities backed by consumer loans like credit card receivables or auto loans. Represent pooled financial assets.
Q: Why are funding terms important?
A: They indicate credit market flexibility and institutional lending willingness. Reflect overall economic conditions.
Q: How often are these terms updated?
A: Typically surveyed quarterly to capture recent market changes and trends.
Q: Who uses this data?
A: Investors, financial analysts, and policymakers track these terms to understand credit market dynamics.
Q: What does 'remained basically unchanged' mean?
A: Indicates minimal variation in maximum maturity terms for most favored client relationships.
Related Trends
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
SFQ52B1ECNR
76) Over the Past Three Months, How Has Demand for Term Funding with a Maturity Greater Than 30 Days of Consumer Abs by Your Institution's Clients Changed?| Answer Type: Decreased Considerably
ALLQ76DCNR
44) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to OTC Equity Derivatives Changed?| A. Initial Margin Requirements for Average Clients. | Answer Type: Increased Somewhat
OTCDQ44AISNR
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: First in Importance
ALLQ37A7MINR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 6. Improvement in General Market Liquidity and Functioning. | Answer Type: First In Importance
CTQ31B6MINR
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Considerably
ALLQ52B4ECNR
Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74B2RBUNR), retrieved from FRED.