74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
ALLQ74B1ECNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
0.00
Year-over-Year Change
N/A%
Date Range
10/1/2011 - 1/1/2025
Summary
This economic indicator tracks changes in funding terms for consumer asset-backed securities over three-month periods. It provides insights into credit market conditions and lending flexibility for top-tier clients.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures how maximum funding amounts are adjusted for most favored clients in asset-backed securities markets. Economists use this metric to understand credit market dynamics and potential shifts in lending standards.
Methodology
Data is collected through surveys and reporting from financial institutions tracking changes in funding terms for consumer asset-backed securities.
Historical Context
Policymakers and financial analysts use this indicator to assess credit market health and potential economic lending trends.
Key Facts
- Tracks funding terms for top-tier clients in consumer asset-backed securities
- Provides quarterly insights into credit market flexibility
- Indicates potential changes in lending standards and credit availability
FAQs
Q: What does 'Eased Considerably' mean in this context?
A: It indicates that funding terms have become significantly more favorable for top-tier clients, potentially allowing for larger or more flexible credit arrangements.
Q: Why are asset-backed securities important?
A: They provide liquidity to financial markets by allowing banks to package and sell loans, which helps maintain credit flow and supports economic activity.
Q: How often is this data updated?
A: The indicator is typically updated quarterly, providing a snapshot of recent changes in consumer asset-backed securities funding terms.
Q: What types of assets are typically included?
A: Credit card receivables and auto loans are common examples of assets used in these securities, representing consumer credit markets.
Q: How do changes in this indicator impact consumers?
A: Easier funding terms can potentially lead to more accessible credit and potentially lower borrowing costs for consumers with strong credit profiles.
Related Trends
66) Over the Past Three Months, How Have the Terms Under Which Non-Agency Rmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
ALLQ66B4RBUNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 7. Less-Aggressive Competition from Other Institutions. | Answer Type: 3rd Most Important
ALLQ19A73MINR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 3. Haircuts. | Answer Type: Tightened Somewhat
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51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| E. Credit Referencing Securitized Products Including MBS and ABS. | Answer Type: Increased Considerably
OTCDQ51EICNR
70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably
ALLQ70A1ECNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: First in Importance
ALLQ31B4MINR
Citation
U.S. Federal Reserve, 74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Considerably [ALLQ74B1ECNR], retrieved from FRED.
Last Checked: 8/1/2025