74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Remained Basically Unchanged
ALLQ74A3RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
11.00
Year-over-Year Change
-15.38%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in funding terms for consumer asset-backed securities. Provides insight into credit market conditions and lending environment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures how funding terms for consumer asset-backed securities have evolved. Indicates potential shifts in credit market dynamics.
Methodology
Survey-based data collection from financial institutions and credit markets.
Historical Context
Used by investors and policymakers to assess credit market stability.
Key Facts
- Reflects funding terms for consumer asset-backed securities
- Indicates credit market flexibility
- Important for financial market analysis
FAQs
Q: What are consumer asset-backed securities?
A: Securities backed by consumer loans like credit card or auto loan receivables. Represent a key financial market instrument.
Q: Why do funding terms matter?
A: Changes in funding terms signal shifts in credit market conditions and lending appetite.
Q: How often is this data updated?
A: Typically surveyed quarterly to capture evolving market conditions.
Q: Who uses this data?
A: Investors, financial analysts, and policymakers track these trends for market insights.
Q: What does 'remained basically unchanged' indicate?
A: Suggests stable funding conditions with minimal market disruption.
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Related Trends
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11) Over the Past Three Months, How Have the Price Terms (for Example, Financing Rates) Offered to Trading REITs as Reflected Across the Entire Spectrum of Securities Financing and OTC Derivatives Transaction Types Changed, Regardless of Nonprice Terms?| Answer Type: Remained Basically Unchanged
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70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
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18) Over the Past Three Months, How Has Your Use of Nonprice Terms (for Example, Haircuts, Maximum Maturity, Covenants, Cure Periods, Cross-Default Provisions or Other Documentation Features) with Respect to Mutual Funds, Etfs, Pension Plans, and Endowments Across the Entire Spectrum of Securities Financing and Otc Derivatives Transaction Types Changed, Regardless of Price Terms?| Answer Type: Eased Considerably
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Citation
U.S. Federal Reserve, Consumer ABS Funding Terms (ALLQ74A3RBUNR), retrieved from FRED.