74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ74A3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
100.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides insights into credit market conditions and lending environment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures how funding terms for consumer asset-backed securities have evolved quarterly. Indicates credit market flexibility and risk perception.
Methodology
Surveyed from financial institutions reporting funding term adjustments.
Historical Context
Critical for understanding credit market dynamics and lending conditions.
Key Facts
- Reflects credit market sentiment
- Indicates lending environment changes
- Quarterly tracking of funding terms
FAQs
Q: What do 'eased somewhat' funding terms mean?
A: Indicates slightly more favorable lending conditions for asset-backed securities.
Q: Why track consumer asset-backed securities?
A: Provides early signals of credit market health and potential economic shifts.
Q: How do funding terms impact consumers?
A: Can affect loan availability, interest rates, and overall borrowing conditions.
Q: What types of assets are typically involved?
A: Includes credit card receivables, auto loans, and other consumer credit instruments.
Q: How frequently are these terms updated?
A: Tracked quarterly to capture evolving credit market conditions.
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Related Trends
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Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74A3ESNR), retrieved from FRED.