74) Over the Past Three Months, How Have the Terms Under Which Consumer Abs (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Somewhat
ALLQ74A3ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
2.00
Year-over-Year Change
100.00%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks changes in consumer asset-backed securities funding terms. Provides insights into credit market conditions and lending environment.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures how funding terms for consumer asset-backed securities have evolved quarterly. Indicates credit market flexibility and risk perception.
Methodology
Surveyed from financial institutions reporting funding term adjustments.
Historical Context
Critical for understanding credit market dynamics and lending conditions.
Key Facts
- Reflects credit market sentiment
- Indicates lending environment changes
- Quarterly tracking of funding terms
FAQs
Q: What do 'eased somewhat' funding terms mean?
A: Indicates slightly more favorable lending conditions for asset-backed securities.
Q: Why track consumer asset-backed securities?
A: Provides early signals of credit market health and potential economic shifts.
Q: How do funding terms impact consumers?
A: Can affect loan availability, interest rates, and overall borrowing conditions.
Q: What types of assets are typically involved?
A: Includes credit card receivables, auto loans, and other consumer credit instruments.
Q: How frequently are these terms updated?
A: Tracked quarterly to capture evolving credit market conditions.
Related Trends
37) To the Extent That the Price or Nonprice Terms Applied to Nonfinancial Corporations Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 35 and 36), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 4. Higher Internal Treasury Charges for Funding. | Answer Type: First in Importance
ALLQ37A4MINR
52) Over the Past Three Months, How Have the Terms Under Which High-Grade Corporate Bonds Are Funded Changed?| B. Terms for Most Favored Clients, as a Consequence of Breadth, Duration And/or Extent of Relationship | 1. Maximum Amount of Funding. | Answer Type: Eased Somewhat
SFQ52B1ESNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 4. Lower Internal Treasury Charges for Funding. | Answer Type: First in Importance
ALLQ31B4MINR
43) Over the Past Three Months, How Have Initial Margin Requirements Set by Your Institution with Respect to Otc Interest Rate Derivatives Changed?| B. Initial Margin Requirements for Most Favored Clients, as a Consequence of Breadth, Duration, And/or Extent of Relationship. | Answer Type: Decreased Somewhat
ALLQ43BDSNR
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 2. Reduced Willingness of Your Institution to Take on Risk. | Answer Type: First in Importance
ALLQ31A2MINR
73) Over the Past Three Months, How Have Liquidity and Functioning in the CMBS Market Changed?| Answer Type: Improved Considerably
SFQ73PNNR
Citation
U.S. Federal Reserve, Consumer Asset-Backed Securities Funding Terms (ALLQ74A3ESNR), retrieved from FRED.