70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat
ALLQ70A4ESNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
3.00
Year-over-Year Change
0.00%
Date Range
10/1/2011 - 1/1/2025
Summary
This economic indicator tracks changes in the funding terms for Commercial Mortgage-Backed Securities (CMBS) over a three-month period. The metric provides insights into the lending environment and credit market conditions for commercial real estate financing.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
The trend measures how collateral spreads over benchmark effective financing rates have evolved for average CMBS clients. Economists use this data to assess credit market flexibility and potential shifts in commercial real estate lending standards.
Methodology
Data is collected through surveys and financial market observations tracking changes in lending terms and collateral valuation.
Historical Context
This indicator helps policymakers and investors understand credit market dynamics and potential economic stress in commercial real estate lending.
Key Facts
- Tracks three-month changes in CMBS funding terms
- Focuses on collateral spreads over benchmark rates
- Provides insight into commercial real estate lending conditions
FAQs
Q: What does 'Eased Somewhat' indicate in this context?
A: It suggests that lending terms for commercial mortgage-backed securities have become slightly more favorable or flexible compared to the previous period.
Q: Why are CMBS funding terms important?
A: These terms reflect the overall health of commercial real estate lending and can signal broader economic trends in credit markets.
Q: How often is this data updated?
A: Typically, this type of indicator is updated quarterly to capture meaningful changes in lending conditions.
Q: Who uses this economic indicator?
A: Investors, real estate professionals, economists, and policymakers use this data to assess credit market conditions and potential economic trends.
Q: What limitations exist in this data?
A: The indicator represents average trends and may not capture specific regional or sector-specific variations in commercial real estate lending.
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Citation
U.S. Federal Reserve, 70) Over the Past Three Months, How Have the Terms Under Which Cmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Eased Somewhat [ALLQ70A4ESNR], retrieved from FRED.
Last Checked: 8/1/2025