62) Over the Past Three Months, How Have the Terms Under Which Agency Rmbs Are Funded Changed?| A. Terms for Average Clients | 4. Collateral Spreads over Relevant Benchmark (Effective Financing Rates). | Answer Type: Remained Basically Unchanged
ALLQ62A4RBUNR • Economic Data from Federal Reserve Economic Data (FRED)
Latest Value
14.00
Year-over-Year Change
-22.22%
Date Range
10/1/2011 - 1/1/2025
Summary
Tracks funding terms for Agency Residential Mortgage-Backed Securities (RMBs). Provides insight into mortgage market financing conditions.
Analysis & Context
This economic indicator provides valuable insights into current market conditions and economic trends. The data is updated regularly by the Federal Reserve and represents one of the most reliable sources for economic analysis.
Understanding this metric helps economists, policymakers, and investors make informed decisions about economic conditions and future trends. The interactive chart above allows you to explore historical patterns and identify key trends over time.
About This Dataset
Measures changes in collateral spreads and effective financing rates for agency mortgage-backed securities. Indicates mortgage market funding dynamics.
Methodology
Collected through survey of financial institutions tracking mortgage security funding.
Historical Context
Used by investors and policymakers to understand mortgage market conditions.
Key Facts
- Reflects mortgage security funding conditions
- Important for real estate investment analysis
- Indicates broader mortgage market health
FAQs
Q: What are Agency RMBs?
A: Residential mortgage-backed securities guaranteed by government-sponsored enterprises. Provide liquidity to mortgage markets.
Q: Why track RMBs funding terms?
A: Reveals mortgage market liquidity and potential lending conditions. Critical for understanding housing finance.
Q: How frequently do these terms change?
A: Quarterly survey captures incremental changes in mortgage security funding conditions.
Q: Who benefits from this data?
A: Real estate investors, mortgage lenders, and financial analysts use it to assess market conditions.
Q: What are the data's limitations?
A: Represents a snapshot of market conditions. Should be analyzed alongside other economic indicators.
Related Trends
31) To the Extent That the Price or Nonprice Terms Applied to Separately Managed Accounts Established with Investment Advisers Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 29 and 30), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 7. More-Aggressive Competition from Other Institutions. | Answer Type: 2nd Most Important
CTQ31B72MINR
39) Over the Past Three Months, How Has the Volume of Mark and Collateral Disputes with Clients of Each of the Following Types Changed?| C. Trading REITs. | Answer Type: Increased Somewhat
CTQ39CISNR
74) Over the Past Three Months, How Have the Terms Under Which Consumer ABS (for Example, Backed by Credit Card Receivables or Auto Loans) Are Funded Changed?| A. Terms for Average Clients | 3. Haircuts. | Answer Type: Eased Considerably
SFQ74A3ECNR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, ETFs, Pension Plans, and Endowments Have Tightened or Eased Over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| A. Possible Reasons for Tightening | 6. Worsening in General Market Liquidity and Functioning. | Answer Type: 3rd Most Important
CTQ19A63MINR
19) To the Extent That the Price or Nonprice Terms Applied to Mutual Funds, Etfs, Pension Plans, and Endowments Have Tightened or Eased over the Past Three Months (as Reflected in Your Responses to Questions 17 and 18), What Are the Most Important Reasons for the Change?| B. Possible Reasons for Easing | 2. Increased Willingness of Your Institution to Take on Risk. | Answer Type: First in Importance
ALLQ19B2MINR
51) Over the Past Three Months, How Has the Duration and Persistence of Mark and Collateral Disputes Relating to Contracts of Each of the Following Types Changed?| B. Interest Rate. | Answer Type: Decreased Considerably
OTCDQ51BDCNR
Citation
U.S. Federal Reserve, Agency RMBs Funding Terms (ALLQ62A4RBUNR), retrieved from FRED.